About Mortgage Galaxy

Mortgage Galaxy is a member of the Mortgage Bankers Association of America (MBA) which is a Washington, D.C.-based trade association representing over 3,000 members who originate and service mortgages for homes and commercial properties throughout the country. MBA is made up of many different types and sizes of companies which make up the real estate finance industry, including: mortgage bankers, mortgage brokers, commercial banks, credit unions, savings and loan associations, savings banks, and life insurance companies.

To be a member of the MBA, mortgage lenders must agree to conduct their business according to the highest ethical standards and to abide by MBA's standards of business practices. Not every mortgage lender can belong, but MBA members can be found in almost every community throughout the country. MBA members have a major role in originating loans through the Federal government's FHA and VA loan programs, and other special loan programs.

The MBA plays an important role for members by representing their interests before Congress and federal agencies and serving as an informational and educational center for the industry. MBA enables mortgage lenders to work together on behalf of the nation's home buyers in seeking new ways to make mortgages accessible, affordable and easy to understand.

Financing your Dream house or Refinancing your existing Mortgage at a reasonable rate should not be an overwhelming task. At Mortgage Galaxy we work hard to make sure you fully understand all your options.

"We carefully examine all your needs and provide you all your options so you receive the best mortgage rates for you.We don't work for the finance company.
WE WORK FOR YOU!"
-- Holly Ruan, founder of Mortgage Galaxy

Founded in 1990, Holly Ruan and Mortgage-Galaxy.com, is the leader in online mortgage finance and application, an easy way for individuals and families to search the internet and discover affordable and quality mortgage rates from San Diego to Sacramento. Use Mortgage-Galaxy.com through our online mortgage application process and join the 1,000’s of satisfied customers in your area today! See why Mortgage Galaxy was voted #1 at finding mortgage financing and refinancing mortgage lenders with the lowest possible mortgage rates in California.

Mortgage-Galaxy.com is an affiliated online mortgage financing service for Californians with a shared database for finding and applying for individual and family: Zero Down, Low Down, Stated Income, First Time Home Buyer, FHA, VA, or other home mortgage programs. Holly Ruan is a dedicated California real estate broker and loan agent for individuals and families seeking affordable mortgage rates combined with quality customer service.