Financing your Dream house or Refinancing your existing Mortgage at a reasonable rate should not be an overwhelming task. At Mortgage Galaxy we work hard to make sure you fully understand all your options.

Founded in 1990, Holly Ruan and Mortgage-Galaxy.com, is the leader in online mortgage finance and application, an easy way for individuals and families to search the internet and discover affordable and quality mortgage rates from San Diego to Sacramento. Use Mortgage-Galaxy.com through our online mortgage application process and join the 1,000’s of satisfied customers in your area today! See why Mortgage Galaxy was voted #1 at finding mortgage financing and refinancing mortgage lenders with the lowest possible mortgage rates in California.

Mortgage-Galaxy.com is an affiliated online mortgage financing service for Californians with a shared database for finding and applying for individual and family: Zero Down, Low Down, Stated Income, First Time Home Buyer, FHA, VA, or other home mortgage programs. Holly Ruan is a dedicated California real estate broker and loan agent for individuals and families seeking affordable mortgage rates combined with quality customer service.