Mortgage
Financing
for Californians

I found Mortgage Galxy shortly after I was laid off, their loan agent's helped me and my family find an affordable option to refinance my home without alot of confusing legaleze or disclaimers. I not only recommend them to my friends but to anybody I run across who needs a home loan.

- Ralph G.; Los Angeles CA.

Some of the California mortgage brokers tried to sell me what they got the most in commission for - I was really suprised when Mortgage Galaxy showed me a mortgage loan that would meet my needs and cost me less than my current mortgage.

- Sandra W.; Fremont California

I'm getting older and I was more than a little concerned about retirement... I just wanted to tell you guys how much I appreciate not only the mortgage loan but the information you sent me about the free programs in California for first time buyers. You guys are a Godsend.

- Ruth S.; Pleasanton CA.

I know you guys probably here this all the time but I just wanted to say thanks. I was ready to deal with the insistive loan agent asking me if I could see the benefit of refinancing today approach, but I didn't get any of that. You answered my questions and let me decide independently which mortgage rate and policy was right for me, Thanks.

- Steve W.; Livermore California

I just wanted to send you guys a thank you note. As a single mother I wasn't sure if I could afford a home for my girls.. I was really happy with the options you showed me and nobody's ever taken the time to show me the California government programs for first time buyers. Are you sure you guys aren't from social services, just joking, really though thanks a lot.

- Jose M.; San Diego CA.

Just wanted to drop you guys a note.. my boys in college and I just didn't know if I could handle next years tuition.. your home equity quote and application was great.. can't get any easier than that, thanks.

- Michael M.; Huntington Beach CA.

Financing your Dream house or Refinancing your existing Mortgage at a reasonable rate should not be an overwhelming task. At Mortgage Galaxy we work hard to make sure you fully understand all your options.

"We carefully examine all your needs and provide you all your options so you receive the best mortgage rates for you.We don't work for the finance company.
WE WORK FOR YOU!"
-- Holly Ruan, founder of Mortgage Galaxy

Founded in 1990, Holly Ruan and Mortgage-Galaxy.com, is the leader in online mortgage finance and application, an easy way for individuals and families to search the internet and discover affordable and quality mortgage rates from San Diego to Sacramento. Use Mortgage-Galaxy.com through our online mortgage application process and join the 1,000’s of satisfied customers in your area today! See why Mortgage Galaxy was voted #1 at finding mortgage financing and refinancing mortgage lenders with the lowest possible mortgage rates in California.

Mortgage-Galaxy.com is an affiliated online mortgage financing service for Californians with a shared database for finding and applying for individual and family: Zero Down, Low Down, Stated Income, First Time Home Buyer, FHA, VA, or other home mortgage programs. Holly Ruan is a dedicated California real estate broker and loan agent for individuals and families seeking affordable mortgage rates combined with quality customer service.